GT1 Full Proposal — Tabs 1–6 — RFP 26-0449

PROPOSAL RESPONSE

Solicitation 26-0449-RFP

Rapid Rehousing Fiscal Administration & Service Provider Collaborative Program

Proposal Area 1: Rapid Rehousing Fiscal Administrator (RRFA)

Submitted by: MurMax Capital, Corp d/b/a GlobalTrust One™ Florida Corporation — Document No. P19000087311 EIN: 84-4061151 Principal Address: 14725 Center Ave, Clewiston, FL 33440 Mailing Address: 10039 Smarty Jones Drive, Ruskin, FL 33573 UEI: ZXKQAPXNJDQ7 | CAGE: 17S45 SBA 8(a) Certified NAICS: 522320, 518210, 541512

Primary Contact: Dr. Alexander MurMax®, Founder & Chief Executive Officer (305) 244-5920 | garyernneus@yahoo.com

Submitted to: Pinellas County Human Services Patricia Cortez, CPPB, NIGP-CPP 400 S. Fort Harrison Ave., 6th Floor, Clearwater, FL 33756

Submission Deadline: April 21, 2026, 3:00 PM (confirmed per Addendum No. 1 and Addendum No. 2) Submitted via: OpenGov Procurement — https://procurement.opengov.com/portal/pinellasfl

TAB 1 — QUALIFICATIONS

1.1 Organizational Overview

GlobalTrust One™ (GT1) is a for-profit financial infrastructure and governance platform developed under MurMax® Capital, headquartered in Florida and registered to do business in the State of Florida. GT1's core mission is to connect underserved and financially excluded communities with institutional-grade financial services — including payment processing, identity verification, fund disbursement, and compliance management across multi-source funding environments.

GT1 is certified by the U.S. Small Business Administration under the 8(a) Business Development Program and is fully registered in SAM.gov (UEI: ZXKQAPXNJDQ7, CAGE: 17S45) with active NAICS codes that directly correspond to fiscal administration, payment processing, and financial data management:

GT1 operates as a Unified Financial Operating System designed specifically to handle the complexity of multi-source public and grant-funded program financial administration — including fund tracking by source, payment disbursement to third-party vendors, audit-ready record maintenance, and compliance monitoring across federal, state, and local requirements. These capabilities directly align with the Rapid Rehousing Fiscal Administrator scope of work.

1.2 Fiscal Administration Experience

GlobalTrust One™ brings demonstrated experience in the following fiscal administration functions directly relevant to this RFP:

Multi-Source Fund Management: GT1's platform architecture is designed to track, segregate, and report on funding from multiple sources simultaneously. The system maintains distinct accounting ledgers by funding source, program type, activity code, and household/client identifier — satisfying the RFP requirement for tracking by funding source, household/client ID, activity type, and vendor payment processing.

Credit Insurance and Financial Risk Services: GT1 provides credit insurance and financial risk management services to businesses engaged in domestic and international commercial transactions. This work requires rigorous financial due diligence, payment verification, underwriting documentation, and compliance record-keeping — directly analogous to the fiscal oversight and audit-readiness required of the RRFA role.

Payment Processing and Disbursement: GT1 has built and operates financial transaction processing infrastructure capable of managing vendor payments, direct disbursements, and third-party payment processing at scale. Our platform is architected to meet the 3–5 business day payment processing requirement specified in this RFP, with internal workflow controls that initiate fiscal and fraud review at point of intake.

Compliance and Audit Infrastructure: GT1 maintains audit-trail-capable financial record systems that support regulatory review, independent audit, and County monitoring. All transactions are logged with full documentation chains including authorization records, payment confirmations, and reconciliation reports.

Federal Contracting and Grant Fund Administration: As an SBA 8(a) certified entity registered in SAM.gov with active federal contract capacity, GT1 has operating experience managing funds under federal compliance frameworks including OMB Uniform Guidance (2 CFR 200), which governs allowable costs, allocability, and audit requirements — directly applicable to County and HUD-aligned RRH funding requirements.

1.3 Key Staff Qualifications

Dr. Alexander MurMax® — Founder & Chief Executive Officer Dr. MurMax® brings more than [X] years of experience in financial infrastructure, public sector contracting, and community-based financial services program design. He has led the development of GT1's payment processing and fund administration platform and holds primary responsibility for program compliance, executive oversight, and County-level relationship management under this contract.

[Fiscal Operations Lead — Name, Title] [Insert: 2+ years fiscal administration experience, relevant certifications — CPA, CGFM, or equivalent]

[Compliance and Reporting Manager — Name, Title] [Insert: 2+ years grant compliance or financial reporting experience, HMIS or equivalent data system experience]

[Payment Processing Coordinator — Name, Title] [Insert: 2+ years accounts payable, vendor payment, or similar experience]

Note: GT1 will hire and/or contract dedicated RRFA program staff at the outset of the contract term to ensure full-time capacity for documentation, payment processing, reporting, and compliance operations. See Tab 5 — Compensation for staffing budget detail.

1.4 Licenses, Registrations, and Certifications

1.5 References

GT1 provides the following references for similar fiscal administration, financial management, and program compliance work:

# Organization Contact Name Title Phone Email Scope of Work
1 Royal G Lounge Melissa Silien Owner (941) 357-3189 royalglounge@gmail.com Business client relationship with MurMax Capital, Corp; can speak to organizational professionalism, financial service delivery, and reliability of Dr. MurMax® and the GT1 team
2 Guiding Lights Church Corp Sadia Joseph Board Member (786) 317-3756 sadiajoseph@comcast.net 10-year relationship; can confirm Dr. MurMax®'s financial stewardship, budget management, and fiscal oversight of the organization (EIN: 84-4217571, Riverview, FL)
3 Florida Dept. of Education — Division of Vocational Rehabilitation Avis Bailey, MA, CRC Senior Vocational Rehabilitation Counselor (813) 653-7084 avis.bailey@vr.fldoe.org Professional relationship with Dr. MurMax®; can speak to professional qualifications, organizational capabilities, and program administration experience. Office: 510 Vonderburg Dr., Suite 307, Brandon, FL 33511
4 MurMax Express Max Edward President (813) 403-4033 info@murmaxexpress.com Business relationship with Dr. MurMax®; can speak to organizational capabilities, professional conduct, and financial management experience

All four references confirmed. Text or call each reference prior to submission to advise that Pinellas County Procurement may contact them.

TAB 2 — EXPERIENCE WITH TARGET POPULATION

2.1 Understanding of the Population Served

GlobalTrust One™ was built with a foundational understanding that financial exclusion is not a symptom of homelessness — it is a cause. The households targeted by Pinellas County's Rapid Rehousing program — those experiencing literal homelessness with moderate barriers including limited income, behavioral health challenges, domestic violence histories, justice involvement, and complex family dynamics — are precisely the population GT1's financial infrastructure was designed to serve.

GT1's origin narrative is grounded in a recognition that households in crisis routinely face a compounding failure: even when financial assistance has been authorized and funds are available, the absence of accessible, rapid, and compliant payment infrastructure means landlords and utility providers do not receive payment in time, housing placements fall through, and households cycle back into homelessness. The Fiscal Administrator role directly addresses this failure point. Our team understands that payment speed is not an administrative metric — it is a housing stability intervention.

2.2 Relevant Experience with Financially Excluded and Housing-Unstable Populations

GT1's financial platform has been developed through direct engagement with communities that are unbanked, underbanked, or otherwise excluded from traditional financial services — communities with significant overlap with the CoC's target population. Key areas of relevant experience include:

Identity and Eligibility Verification for Excluded Populations: GT1's systems are designed to onboard and serve individuals who may lack traditional documentation, established credit histories, or conventional financial accounts — the same characteristics common among RRH-eligible households. Our fiscal administration model accommodates alternative verification processes and works with partnering service providers to ensure documentation requirements do not create avoidable barriers to assistance.

Landlord and Vendor Relationship Management: GT1 has experience engaging third-party vendors and payees — including landlords, utility providers, and community-based service vendors — with a focus on building confidence in payment reliability. Consistent, timely payments to landlords are foundational to maintaining housing placement capacity. Our fiscal model prioritizes 3-business-day payment processing with a hard cap of 5 business days from receipt of complete documentation.

HUD-Aligned Financial Compliance: GT1 has engaged deeply with HUD housing programs, including the Federal Home Loan Bank Affordable Housing Program (FHLB AHP), in developing fiscal administration frameworks that align with HUD standards. This experience directly translates to the compliance requirements of CoC-funded Rapid Rehousing programs.

Humanitarian and Disaster-Affected Populations: GT1's broader mission includes financial infrastructure for communities affected by displacement, natural disaster, and humanitarian crisis — domestically and internationally. This background informs our understanding of urgency, equity, and the human cost of delayed financial processing.

2.3 Community Presence in the Tampa Bay Region

GT1 is headquartered in Florida with primary operations focused in the Tampa Bay region — including Hillsborough, Pinellas, Pasco, and Manatee counties. Our leadership team has direct relationships with community partners across the region serving households experiencing homelessness, housing instability, and financial exclusion. We are committed to becoming an active participant in the Pinellas Homeless Continuum of Care ecosystem and will coordinate with the CoC, the Homeless Leadership Alliance (HLA), and HMIS administrators as required.

TAB 3 — APPROACH / STATEMENT OF WORK

3.1 Fiscal Administration Model Overview

GlobalTrust One™ proposes to serve as the Rapid Rehousing Fiscal Administrator (RRFA) for Pinellas County's RRH Program through a structured, technology-supported fiscal administration model built on three core principles:

  1. Speed — Payment processing within 3 business days of receipt of complete documentation (not to exceed 5 business days), with same-day fiscal and fraud review initiation.
  2. Compliance — All transactions processed in accordance with County fiscal requirements, HUD program guidelines, OMB Uniform Guidance where applicable, and established RRH program procedures.
  3. Transparency — Real-time fund tracking, monthly expenditure reporting, and audit-ready documentation maintained at all times and accessible to County staff through GT1's reporting infrastructure.

3.2 Payment Processing Workflow

Step 1 — Payment Authorization Receipt GT1 receives a payment authorization request from the Rapid Rehousing Service Provider (RRSP) with full supporting documentation (executed lease, invoice or utility bill, program eligibility confirmation, household/client ID).

Step 2 — Fiscal and Fraud Review (Day 1) GT1 initiates same-day fiscal review upon receipt. Review includes: completeness check on submitted documentation, verification that requested payment is within program service caps and household assistance limits, confirmation that payee is an approved/onboarded vendor, and basic fraud screening (identity consistency, duplicate payment check, vendor legitimacy confirmation). Incomplete submissions are returned to the RRSP same-day with a specific documentation checklist.

Step 3 — Payment Approval and Processing (Day 2–3) Upon successful review, payment is approved and processed. Payments are issued to landlords, utility providers, or other approved vendors via the County's preferred payment method. GT1 confirms payment transmission and logs confirmation number, transaction date, and disbursement amount in the fund tracking system.

Step 4 — Documentation and Ledger Update (Day 3) All transaction records are updated in GT1's fiscal tracking system: household/client ID, funding source, activity type (rent, deposit, utility, move-in cost), payee, amount, payment date, and authorization reference. Running balances for household assistance limits, program service caps, and fund pool availability are updated in real time.

Step 5 — Reporting and Reconciliation (Monthly) GT1 provides a monthly expenditure report to the County in the prescribed format, including total disbursements by funding source, household-level assistance summary, vendor payment log, encumbrance and remaining balance summary, and any flagged exceptions or pending reconciliation items.

3.3 Fund Management and Tracking System

GT1's fiscal administration platform maintains the following tracking capabilities required by this RFP:

GT1 will implement a data system — either GT1's proprietary platform or an approved third-party fiscal management system — to support all tracking, processing, and reporting functions. GT1 is committed to facilitating any data sharing agreements required by the County and will support HMIS integration requirements as established by the Pinellas Homeless CoC.

3.4 Financial Capacity and Reserve Demonstration

The RFP requires demonstration of capacity to process payments under a cost reimbursement structure with an average monthly volume of approximately $90,000.

GT1 confirms the financial capacity to process payments at this volume. [Insert: specific reference to financial statements or reserve documentation — USER ACTION REQUIRED].

GT1 requests evaluation of a cash advance in the amount of $[X] to support program implementation during the initial invoice-to-reimbursement cycle. This request is structured as follows:

[USER ACTION REQUIRED: Determine the specific advance amount needed based on GT1's current cash position and payment cycle timing.]

3.5 Staffing Plan

GT1 will hire and manage dedicated RRFA program staff to support all fiscal administration functions. Minimum staffing for program launch:

Position FTE Responsibilities
RRFA Program Manager 1.0 FTE County relationship management, compliance oversight, reporting, program procedures
Fiscal Operations Specialist 1.0 FTE Payment processing, vendor onboarding, ledger management, reconciliation
Documentation and Compliance Coordinator 0.5 FTE Documentation review, audit readiness, HMIS data coordination

GT1 will scale staffing as program volume increases. If additional collaborative funds expand the assistance pool toward the $1,000,000 ceiling referenced in the RFP, GT1 will add a second Fiscal Operations Specialist within 30 days of confirmed funding expansion.

3.6 Compliance with Program Procedures and County Requirements

GT1 will:

3.7 Alignment with HUD Rapid Rehousing Standards

GT1's fiscal administration model is designed to support — not impede — the Housing First approach that underlies HUD's rapid rehousing strategy. Specifically:

Speed of Housing Placement: By guaranteeing 3-business-day payment processing, GT1 ensures landlords receive rental assistance payments before lease start dates, reducing the primary financial barrier to housing placement.

Landlord Engagement Support: GT1's consistent, reliable payment processing builds landlord confidence in the RRH program, expanding the pool of landlords willing to accept program participants and improving housing placement rates.

Documentation Without Barrier: GT1's review process is designed to be thorough and efficient — not burdensome. Incomplete submissions are returned same-day with specific guidance, enabling the RRSP to resolve documentation gaps quickly and maintain housing placement momentum.

TAB 4 — DELIVERABLES

4.1 Core Deliverables — RRFA

Deliverable Frequency Description
Payment Processing — Rent, Deposit, Utility, Move-In Per Authorization Process within 3 business days (not to exceed 5) of complete documentation receipt
Fiscal/Fraud Review Per Payment Same-day initiation upon receipt
Incomplete Documentation Return Per Occurrence Same-day return with specific checklist
Monthly Expenditure Report Monthly Disbursements by source, household, activity type, vendor; encumbrances; balance summary
Quarterly Program Review Quarterly Meet with County to review fiscal operations, spending trends, compliance status
Annual Independent Audit / Financial Statement Annual Provide to County as required
Vendor Onboarding and Registry Maintenance Ongoing Maintain approved payee registry; new vendor onboarding within 2 business days
Fund Balance Management Ongoing Monitor assistance pool against program caps; flag projected shortfalls 60 days in advance
Data Sharing Agreement Execution At Contract Execution Execute all required DSAs with County and collaborative entities
After-Hours Protocol Documentation At Contract Execution Document and provide to County
Staffing Expansion Plan If Additional Funds Confirmed Provide within 30 days of funding confirmation

4.2 Logic Model — RRFA (Attachment 1 Response)

Inputs:

Activities:

Outputs:

Short-Term Outcomes (0–12 months):

Medium-Term Outcomes (12–24 months):

Long-Term Outcomes (24–36 months):

4.3 Data Collection and Continuous Improvement

GT1 will maintain a program performance dashboard updated in real time tracking all quantitative deliverables. Monthly, GT1 will analyze:

GT1 will support HMIS reporting requirements by coordinating with the designated HMIS lead for the Pinellas CoC. All household-level transaction data generated by GT1 will be available for integration with HMIS records as required by the County and CoC program standards.

TAB 5 — COMPENSATION

5.1 Budget Summary — RRFA Operations

Note: The $600,000 direct services funding pool is excluded from this budget as instructed. This budget reflects only RRFA operational costs.

Total RRFA Operations Budget Requested: $155,250 (FY 2027)

Category Amount Notes
Personnel
RRFA Program Manager (1.0 FTE) $60,000 Fully loaded (salary + benefits); compliance, County reporting, program oversight
Fiscal Operations Specialist (1.0 FTE) $60,000 Fully loaded; payment processing, vendor management, reconciliation
Subtotal Personnel $120,000 2.0 FTE total
Technology and Systems
Fiscal management platform / accounting software $9,600 $800/mo — fund tracking, multi-source ledger, payment processing, reporting
Data security and compliance infrastructure $3,600 $300/mo — encrypted document storage, cyber controls, secure portal
Subtotal Technology $13,200
Administrative and Operations
Communications (phone, internet, secure systems) $2,400 $200/mo
Travel — County meetings, monitoring visits $3,150 Per Federal Travel Rates; est. 18 County meetings over contract year
Training and professional development $2,500 CoC onboarding, HMIS user certification, compliance training
Office / workspace operations $4,000 Secure Florida-based workspace; remote-capable with physical meeting access
Subtotal Admin/Operations $12,050
Indirect Costs (8.3%) $10,000 Applied to direct costs; reflects GT1 organizational overhead allocation
TOTAL RRFA Operations Budget $155,250 Equals available RRFA operations allocation

5.2 Cash Advance Request

See Tab 3, Section 3.4 for full cash advance justification.

GT1 requests a cash advance of $90,000 (equivalent to one month of projected average disbursements) to bridge the cost reimbursement timing gap between landlord/utility payment disbursement and receipt of County reimbursement. This advance is necessary to ensure zero delay in vendor payments from program launch.

Timeline to full reconciliation: 90 days from program launch

5.3 Multi-Year Budget with COLA Escalators

(Per Addendum No. 2, Q&A Item 2 — COLA adjustments included for contract years 2–5)

GT1 has applied a 3% annual Cost-of-Living Adjustment (COLA) beginning in Year 2, consistent with Tampa Bay regional wage and inflation trends.

Budget Category Year 1 Year 2 (+3%) Year 3 (+3%) Year 4 (+3%) Year 5 (+3%)
Personnel (2.0 FTE) $120,000 $123,600 $127,308 $131,127 $135,061
Technology & Systems $13,200 $13,596 $14,004 $14,424 $14,857
Administrative & Operations $12,050 $12,412 $12,784 $13,168 $13,563
Indirect Costs (8.3%) $10,000 $10,300 $10,609 $10,927 $11,255
TOTAL $155,250 $159,908 $164,705 $169,646 $174,736

Year 1 total does not exceed the published $155,250 RRFA operations allocation. Year 2–5 COLA increases are subject to County approval and available appropriations.

5.4 Pricing Proposal (Section 9 Response)

Line Item Description Quantity Unit of Measure Unit Cost Total
1 Total RRFA Program Budget — Year 1 1 Lump Sum $155,250 $155,250

5.4 Cost Reasonableness Certification

GT1 certifies that all proposed costs are:

All proposed salary rates are consistent with market compensation for equivalent positions in Pinellas/Hillsborough County. Travel expenses will be reimbursed in accordance with Federal Travel Rates.

TAB 6 — NO EXCEPTIONS

GlobalTrust One™ takes no exceptions to the terms and conditions contained in this RFP, including:

GT1 accepts all terms as submitted and acknowledges that failure to state exceptions in this submittal constitutes mandatory acceptance of the agreement as submitted.

REQUIRED ATTACHMENTS CHECKLIST

*** DEADLINE: APRIL 21, 2026 AT 3:00 PM — TOMORROW ***

# Item Status
1 Tab 1–6 Proposal Document — single PDF (preferred per Addendum No. 2) Ready — convert to PDF and upload
2 Attachment 3 — Budget Template Excel (Addendum No. 1 revised version) Download from OpenGov Section 8 / Vendor Questionnaire Item 1.4 — complete and upload
3 Financial Statements (GT1_Financial_Statements_FY2025_FINAL) SIGN TODAY — print, sign, attach bank statements, upload
4 Human Trafficking Affidavit (GT1_Human_Trafficking_Affidavit_FILLABLE) NOTARIZATION REQUIRED — Do today via Notarize.com or in-person
5 Common Carrier Attestation (GT1_Common_Carrier_Attestation_FILLABLE) Sign and upload — no notary required
6 Contractor Acceptance Form Download from OpenGov or Addendum No. 2 Q&A Section — sign and upload
7 Logic Model (GT1_Logic_Model_Attachment1) Complete — convert to PDF and upload
8 OpenGov Section 1.2 text field Type: "MurMax Capital, Corp d/b/a GlobalTrust One™ is registered with the Florida Division of Corporations (Document No. P19000087311, Active). Registrations will be maintained throughout the contract term. SunBiz registration available upon request."
9 OpenGov Section 9 Pricing Enter total: $155,250
10 Acknowledge Addendum No. 1 and Addendum No. 2 in OpenGov Required — check the acknowledgment box in OpenGov
11 4 References (Tab 1) Complete

SUBMISSION CHECKLIST — TONIGHT AND TOMORROW MORNING

TONIGHT (April 20):

TOMORROW MORNING (April 21 — before noon):

OpenGov portal: https://procurement.opengov.com/portal/pinellasfl

Questions to Pinellas Purchasing: Patricia Cortez — (727) 464-3664 — Clearwater FL 33756